Pushard v. Bank of America N.A. | Plaintiffs were entitled, as a matter of law, to the declaratory relief they sought. ... We therefore must vacate the judgment in the Bank’s favor on the Pushard s’ claim for declaratory relief and remand the case to the trial court to enter a judgment declaring that the note and mortgage are unenforceable and that the Pushards hold title to their property free and clear of the Bank’s mortgage encumbrance
Pushard v. Bank of America N.A.
Court: Maine Supreme Judicial Court
Citation: 2017 ME 230
Opinion Date: December 12, 2017
Judge: Humphrey
Areas of Law: Banking, Real Estate & Property Law
In this appeal arising from a foreclosure action, the Supreme Judicial Court vacated the judgment in favor of Bank on Plaintiffs’ claim for declaratory relief and remanded the case for entry of summary judgment in favor of Plaintiffs on that claim. Plaintiffs filed claims against Bank for declaratory and injunctive relief, slander of title, and damages pursuant to Me. Rev. Stat. 33, 551. The business and consumer docket entered judgment in favor of Bank. The Supreme Judicial Court affirmed in part and vacated in part, holding (1) Plaintiffs’ claims presented a justiciable controversy; (2) the trial court did not err by granting Bank’s motion for summary judgment on Plaintiffs’ section 551 claim or slander-of-title claim; but (3) Plaintiffs were entitled, as a matter of law, to the declaratory relief they sought.
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[¶36 ] Because the Bank is precluded from seeking to recover on the note or enforce the mort gage , the Pushards are entitled, as a matter of law, to the declaratory relief they seek. We therefore must vacate the judgment in the Bank’s favor on the Pushard s’ claim for declaratory relief and remand the case to the trial court to enter a judgment declaring that the note and mortgage are unenforceable and that the Pushards hold title to their property free and clear of the Bank’s mortgage encumbrance .
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