Hooker v Bank of America Wells Fargo and QLS | WA Supreme Court - Quality’s violations of the Deeds of Trust Act are grounds to sustain Plaintiff’s claim for damages...entitled to a judgment for treble the amount of her injury, along with her costs of suit, including her reasonable attorneys’ fees

SUPERIOR COURT OF WASHINGTON FOR KING COUNTY CONNIE L. HOOKER, Plaintiff, v. BANK OF AMERICA, N.A., WELLS FARGO BANK, N.A., QUALITY LOAN SERVICE CORPORATION OF WASHINGTON, INC. and Doe Defendants 1 through 20, inclusive, Defendants. BANK OF AMERICA, N.A., Counterclaimant, v. CONNIE L. HOOKER, CITIMORTGAGE, INC., and UNITED STATES INTERNAL REVENUE SERVICE, Counterclaim Defendants

Conclusion

For the reasons stated above, the court concludes that Defendant Quality committed two violations of the Washington Deeds of Trust Act when it commenced the nonjudicial foreclosure of the Plaintiff’s Deed of Trust: (1) Quality violated RCW 61.24.010(1)(a), which requires a corporate Trustee to have at least one corporate officer who is a Washington resident; and/or (2) Quality violated RCW 61.24.010(2), which requires a Trustee of a deed of trust to have been appointed by the beneficiary of the deed of trust. Quality’s violations of the Deeds of Trust Act are grounds to sustain Plaintiff’s claim for damages against Quality pursuant the Consumer Protection Act, Chapter 19.86 RCW. The Plaintiff is entitled to a judgment in her favor and against Quality for treble the amount of her injury, along with her costs of suit, including her reasonable attorneys’ fees.